SkipCash is a mobile payment app that provides a convenient and fun experience Throughout the payments journey for both consumers and merchants. The application allows Consumers to make digital payments using a special QR code, Which reduces the need for Cash, physical cards and point-of-sale (POS) devices. SkipCash also allows consumers to bond Their card is securely used for all their transactions, And monitor their spending through visual spending reports, and organize their payment receipts, Enable the virtual account for children and family members, and Access to merchant vouchers and coupons.