{"id":66032,"date":"2026-05-21T13:56:49","date_gmt":"2026-05-21T10:56:49","guid":{"rendered":"https:\/\/entarabi.com\/?p=66032"},"modified":"2026-05-21T14:02:57","modified_gmt":"2026-05-21T11:02:57","slug":"visa-releases-report-highlighting-rise-in-ai-powered-digital-fraud-attempts","status":"publish","type":"post","link":"https:\/\/entarabi.com\/en\/2026\/05\/visa-releases-report-highlighting-rise-in-ai-powered-digital-fraud-attempts\/","title":{"rendered":"Visa releases report highlighting rise in AI-powered digital fraud attempts"},"content":{"rendered":"\n<ul class=\"wp-block-list\">\n<li>In its semiannual report, Visa highlighted the key threats facing consumers, which are increasingly powered by artificial intelligence. <\/li>\n\n\n\n<li>The report pointed to a shift in attacker tactics, with criminals relying more on psychological manipulation and impersonation of trusted brands and institutions to trick victims into authorizing seemingly legitimate transactions, marking a clear departure from traditional technical attacks.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">Visa, the global digital payments company, has released its Semiannual Threats Report \u2013 Spring 2026, revealing a sharp rise in digital fraud, now the fastest-growing source of consumer harm, driven by the increasing use of artificial intelligence and social engineering techniques targeting individuals rather than technical systems.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">According to the report, based on intelligence data from Visa\u2019s global network, attackers are increasingly relying on psychological manipulation and impersonation of trusted brands and institutions to pressure victims into authorizing seemingly legitimate transactions, marking a clear shift away from traditional technical breaches.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">Between July and December 2025, Visa detected nearly $1 billion in fraud-related activity, making fraud the most damaging category within the consumer payments ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">The report also noted that stronger security and authentication measures helped reduce device-token-related fraud by 9.6% compared to the same period in 2024. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">However, attackers have increasingly shifted toward exploiting the human element and personal trust.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">Paul Fabara, Chief Risk and Customer Services Officer at Visa, said criminals are now targeting people rather than systems, leveraging AI-powered tools and sophisticated deception tactics, stressing that addressing these threats requires broader collaboration across banks, merchants, policymakers, and the wider payments ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">The report further highlighted a 26% increase in global ransomware activity in H2 2025, despite a decline in the share of organizations paying ransoms to a historic low of 23%, reflecting improved resilience and recovery capabilities among businesses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" dir=\"ltr\">Michael Jabbara, SVP of Risk and Identity Solutions at Visa, noted that the rapid adoption of AI has lowered the barrier to entry for fraud, making attacks faster and easier to execute, and emphasized the growing importance of intelligence sharing and coordination across the payments ecosystem to counter evolving threats.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Visa, the global digital payments company, has released its Semiannual Threats Report \u2013 Spring 2026, revealing a sharp rise in digital fraud, now the fastest-growing source of consumer harm, driven by the increasing use of artificial intelligence and social engineering techniques targeting individuals rather than technical systems. According to the report, based on intelligence data [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":66027,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1783],"tags":[12630,12629,3308],"class_list":["post-66032","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-world","tag-michael-jabbara","tag-paul-fabara","tag-visa"],"acf":[],"_links":{"self":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/posts\/66032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/comments?post=66032"}],"version-history":[{"count":1,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/posts\/66032\/revisions"}],"predecessor-version":[{"id":66033,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/posts\/66032\/revisions\/66033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/media\/66027"}],"wp:attachment":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/media?parent=66032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/categories?post=66032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/tags?post=66032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}