{"id":53056,"date":"2025-11-10T17:30:00","date_gmt":"2025-11-10T14:30:00","guid":{"rendered":"https:\/\/entarabi.com\/?p=53056"},"modified":"2025-11-10T17:38:30","modified_gmt":"2025-11-10T14:38:30","slug":"marhoon-fund-binbar","status":"publish","type":"post","link":"https:\/\/entarabi.com\/en\/2025\/11\/marhoon-fund-binbar\/","title":{"rendered":"Marhoon Fund Debuts Through a Partnership Between Binbar Investment and JOA Capital with SAR 500 Million in Assets"},"content":{"rendered":"<ul>\n<li dir=\"ltr\" style=\"text-align: left;\" data-start=\"581\" data-end=\"767\">Marhoon Fund launches with SAR 500 million as Saudi Arabia\u2019s first direct financing fund based on collateralized lease and utility contracts instead of physical assets.<\/li>\n<li dir=\"ltr\" style=\"text-align: left;\" data-start=\"581\" data-end=\"767\">The fund is a joint initiative by Binbar Investment and JOA Capital, with Rabeh handling the technical operations, offering innovative and flexible financing solutions for companies.<\/li>\n<li dir=\"ltr\" data-start=\"970\" data-end=\"1207\" data-is-last-node=\"\">\n<p style=\"text-align: left;\" data-start=\"973\" data-end=\"1207\" data-is-last-node=\"\">Marhoon transforms lease contracts into financial assets, enabling businesses to access liquidity without losing ownership while supporting Vision 2030 goals of financing diversification and private sector empowerment.<\/p>\n<\/li>\n<\/ul>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"3284\" data-end=\"3801\">Binbar Investment and JOA Capital have announced the launch of a new financing fund named Marhoon, with an investment size of SAR 500 million.<br data-start=\"3516\" data-end=\"3519\" \/>This fund is the first of its kind in Saudi Arabia, dedicated to financing companies through collateralized lease and utility contracts, offering the private sector a new path to asset-backed financing based on operational revenues rather than physical properties.<\/p>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"3803\" data-end=\"4091\">The initiative stems from a strategic partnership between Binbar Investment, a specialist in real estate investment solutions, and JOA Capital, a leader in private market investment management, along with Rabeh, which manages the fund\u2019s technical infrastructure.<\/p>\n<h3 dir=\"ltr\" style=\"text-align: left;\" data-start=\"4093\" data-end=\"4144\">Turning Lease Contracts into Financial Assets<\/h3>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"4145\" data-end=\"4537\">The fund operates on a simple yet powerful principle: instead of pledging tangible assets like buildings or land, companies can use verified income-generating contracts\u2014such as lease or utility agreements\u2014as collateral to access liquidity.<br data-start=\"4396\" data-end=\"4399\" \/>This allows companies to retain ownership of their assets while leveraging future cash flows to accelerate growth and expansion.<\/p>\n<h3 dir=\"ltr\" style=\"text-align: left;\" data-start=\"4539\" data-end=\"4566\">Leadership Statements<\/h3>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"4567\" data-end=\"4633\">Nasser Al-Majed, Chairman of Binbar Real Estate, stated:<\/p>\n<blockquote dir=\"ltr\" data-start=\"4634\" data-end=\"4828\">\n<p data-start=\"4636\" data-end=\"4828\">The fund marks the beginning of our innovations in direct real estate financing, aimed at developing the leasing market and supporting the Kingdom\u2019s growing operational investment landscape.<\/p>\n<\/blockquote>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"4830\" data-end=\"4899\">Majed Al-Zahrani, Partner and CEO of Binbar Real Estate, added:<\/p>\n<blockquote dir=\"ltr\" data-start=\"4900\" data-end=\"5103\">\n<p data-start=\"4902\" data-end=\"5103\">Financing based on utility contracts represents a transformational step in real estate asset financing, building trust between investors, developers, and tenants, and enhancing sector sustainability.<\/p>\n<\/blockquote>\n<h3 dir=\"ltr\" style=\"text-align: left;\" data-start=\"5105\" data-end=\"5130\">Broad Market Impact<\/h3>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"5131\" data-end=\"5641\">Marhoon offers the private sector a flexible financing solution that doesn\u2019t require giving up equity or fixed assets, enabling companies to secure liquidity for continued growth.<br data-start=\"5322\" data-end=\"5325\" \/>It also helps enhance the reliability of lease contracts, introducing new financial tools that promote real estate sustainability.<br data-start=\"5467\" data-end=\"5470\" \/>At a national level, the fund contributes to diversifying Saudi Arabia\u2019s financing ecosystem and aligns with Vision 2030 goals to empower the private sector.<\/p>\n<h3 dir=\"ltr\" style=\"text-align: left;\" data-start=\"5643\" data-end=\"5661\">How It Works<\/h3>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"5662\" data-end=\"6112\">When a leasing company seeks financing from the fund, it temporarily assigns its rights to future rental income to the fund, which uses these cash flows as collateral.<br data-start=\"5837\" data-end=\"5840\" \/>In the event of a default, the executive enforceability of the contracts allows the fund to collect payments directly from tenants transparently and efficiently.<br data-start=\"6009\" data-end=\"6012\" \/>Thus, a lease agreement transforms from a financial obligation into an active financing asset.<\/p>\n<h3 dir=\"ltr\" style=\"text-align: left;\" data-start=\"6114\" data-end=\"6168\">Smart Real Estate Financing for a Dynamic Future<\/h3>\n<p dir=\"ltr\" style=\"text-align: left;\" data-start=\"6169\" data-end=\"6507\">Marhoon represents a new era of smart real estate finance, blending technology, legal frameworks, and investment flexibility.<br data-start=\"6302\" data-end=\"6305\" \/>It empowers Saudi companies to grow without liquidating their core assets, supported by institutional confidence that aligns with the Kingdom\u2019s evolving financial and regulatory landscape.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Marhoon Fund launches with SAR 500 million as Saudi Arabia\u2019s first direct financing fund based on collateralized lease and utility contracts instead of physical assets. The fund is a joint initiative by Binbar Investment and JOA Capital, with Rabeh handling the technical operations, offering innovative and flexible financing solutions for companies. Marhoon transforms lease contracts [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":53057,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"post_subtitle":"","footnotes":""},"categories":[8850],"tags":[10252,6734,10251],"class_list":["post-53056","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-venture","tag-binbar-investment","tag-joa-capital","tag-marhoon-fund"],"_links":{"self":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/posts\/53056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/comments?post=53056"}],"version-history":[{"count":0,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/posts\/53056\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/media\/53057"}],"wp:attachment":[{"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/media?parent=53056"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/categories?post=53056"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entarabi.com\/en\/wp-json\/wp\/v2\/tags?post=53056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}